With the thruYou MasterCard®, thruYou members can earn thruYou donation credits thru every day purchases and support their favourite causes…all while enjoying the benefits of a no-fee card and the security you expect from a MasterCard® credit card. It's a different type of credit card, for those who want to make a difference.

A true reward is doing good

Use your thruYou MasterCard® credit card for every day shopping and you could be donating more to your personally selected causes via your thruYou membership account.

• Earn half a thruYou donation credit for every net retail $1 spent on the first $10,000 within a calendar year, and then one donation credit per net retail $1 spent over $10,000 in a calendar year*.
• All credits are added automatically to your thruYou membership account.
• Receive a consolidated tax receipt for all credits you earn.
• No annual fee.

Earn an Activation Bonus

Activate and use your new thruYou MasterCard® credit card within 45 days of receipt and you will automatically earn a bonus of 2,000 thruYou donation credits ($20 value).**

Plus a thruYou Top-Up Bonus

After you earn your Activation Bonus, you then become eligible for the thruYou Top-Up Bonus: on your first purchase — following activation and first use of your thruYou MasterCard® credit card — of a minimum 2,000 thruYou donation credits ($20 value) to your thruYou account, you will automatically earn an additional Top-Up bonus of 1,000 donation credits ($10 value).**

The benefit of partnership

You can also rest easy, knowing that your ThruYou MasterCard® credit card is backed by MBNA Canada Bank, Canada's largest MasterCard® issuer. MBNA works tirelessly to understand people who share common interests and to design financial products to meet their needs.

To apply for the thruYou MasterCard®, you need to be a thruYou member.

log in to existing account

Become a new thruYou member
membership is free

The thruYou MasterCard®

• Earn thruYou donation credits thru your every day purchases.*
• No annual fee.
• All credits are added automatically to your thruYou membership account.
• Receive a consolidated tax receipt for all credits you earn.
• Earn up to 3,000 thruYou donation credits in bonuses.**
• Backed by MBNA Canada Bank, Canada's largest MasterCard® issuer.

* These are highlights of the ThruYou Credit Card program as it pertains to this credit card. Complete terms and conditions describing eligibility of the program, Donation Credits accrual, redemption of Donation Credits, and other important conditions, limitations and restrictions will be sent with your card. Some restrictions apply. Please read the terms and conditions carefully upon receipt.

** All terms and conditions of the thruYou Member Agreement apply to any activation Bonus. If your thruYou MasterCard® is cancelled, deactivated or revoked within 90 days of initial activation and first purchase, you are liable for repayment of any bonuses or thruYou donation credits that are gifted to you. If the first use of your thruYou MasterCard® is for a nominal amount, or if any such transaction is subsequently reversed or charged-back, you will not be eligible for any bonuses and liable for repayment of any thruYou donation credits that have been gifted to you. thruYou may disentitle or revoke any bonus if it determines, in its sole discretion, that you are not intending to be a bona fide thruYou member and/or thruYou MasterCard® credit card holder for a purpose other than to acquire a bonus or for some other purpose inconsistent with the goals of the thruYou program. In such event, you will be liable for any thruYou donation credits that are gifted to you.